:root{--ink:#18352a;--forest:#234f3d;--leaf:#4d765c;--cream:#f7f2e7;--paper:#fffdf8;--gold:#d5a843;--line:#d9ddcf;--muted:#5e6b64}*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}a{color:var(--forest);text-underline-offset:3px}.wrap{max-width:1120px;margin:auto;padding:0 22px}.site-header{position:sticky;top:0;z-index:20;background:#fffdf8f2;border-bottom:1px solid var(--line)}.nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{font-family:Georgia,serif;font-weight:800;font-size:1.22rem;text-decoration:none}.brand span{color:var(--leaf)}nav{display:flex;gap:18px;flex-wrap:wrap}nav a{text-decoration:none;font-size:.9rem;font-weight:700}.hero{padding:82px 0 62px;background:linear-gradient(145deg,#eef1df,var(--cream))}.eyebrow,.tag{text-transform:uppercase;letter-spacing:.13em;font-size:.75rem;font-weight:800;color:var(--leaf)}h1,h2,h3{font-family:Georgia,serif;line-height:1.12}h1{font-size:clamp(2.5rem,6vw,5.4rem);max-width:900px;margin:.18em 0}.hero p,.lead{max-width:760px;font-size:1.18rem;color:#40534a}.btn{display:inline-block;background:var(--forest);color:#fff;text-decoration:none;padding:13px 18px;border-radius:8px;font-weight:800;margin:8px 8px 0 0}.btn.alt{background:transparent;color:var(--forest);border:1px solid var(--forest)}.section{padding:62px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);background:#fff;padding:24px;border-radius:14px;box-shadow:0 8px 30px #1932280a}.article{max-width:800px;margin:auto;padding:58px 22px}.article h1{font-size:clamp(2.3rem,5vw,4rem)}.article h2{font-size:1.8rem;margin-top:2.1em}.note{background:#f3f1e6;border-left:4px solid var(--gold);padding:16px 18px;margin:24px 0}.money{background:#edf3e8;border:1px solid #ccd9c7;padding:22px;border-radius:12px;margin:28px 0}.breadcrumbs,.small{font-size:.83rem;color:var(--muted)}footer{background:#17362a;color:#edf3e8;padding:44px 0;margin-top:50px}footer a{color:#fff}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.modalback{position:fixed;inset:0;background:#0f1b16ad;display:none;align-items:center;justify-content:center;z-index:50;padding:20px}.modal{max-width:580px;background:#fffdf8;border-radius:18px;padding:34px;box-shadow:0 24px 80px #0004;position:relative}.close{position:absolute;right:14px;top:10px;border:0;background:none;font-size:1.8rem;cursor:pointer}@media(max-width:780px){nav{display:none}.grid{grid-template-columns:1fr}.hero{padding:55px 0}.footergrid{grid-template-columns:1fr}}